Ultimate rewards calculator dropping soon. Stay tuned!

Plutus
Explore Credit CardsCompare Cards
American Express Gold Credit Card

American Express Gold Credit Card

Network

AMEX

A premium credit card designed for discerning individuals who value exceptional travel perks. Enjoy complimentary airport lounge access, concierge services, and special privileges at select hotels and restaurants worldwide.

ANNUAL FEE
₹4500
REWARD RATE
11% - 15%
CATEGORY
Rewards

This card is perfect for you if...

You travel frequently and value airport lounge access as an essential perk

You enjoy dining out and want to maximize rewards on restaurant spending

You're looking for exclusive lifestyle benefits and premium shopping offers

You want personalized concierge services to enhance your lifestyle

You seek travel insurance and protection during your journeys

You prefer a card with flexible redemption options for your rewards

Key Benefits

Welcome Bonus

4,000 bonus points on spending ₹10,000 within the first 90 days of card generation

Rewards

All Purchases

5x reward points

Fuel & Utilities

1 point per ₹50

Rewards Structure

All Purchases

5x reward points

Fuel & Utilities

1 point per ₹50

Pros

  • No pre-set credit limit

  • Reward points on fuel and utilities

  • 5x Reward Points on all purchases

  • 24/7 card related assistance

Cons

  • No airport or railway lounge access

  • Limited concierge services

  • Convenience fee of ₹99 on EMI conversions

  • Available in selected cities only

Still Confused Which Card to Choose?

At Plutus, we understand that selecting a credit card from countless options can be overwhelming. Choosing the right card is like entering a long-term financial relationship, it needs to match your lifestyle and support your goals. We're here to help you make that perfect match with personalized comparisons and expert insights.