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AU Bank LIT Credit Card

AU Bank LIT Credit Card

Banking Partner

AU Bank

Network

RUPAY

A premium credit card designed for discerning individuals who value exceptional travel perks. Enjoy complimentary airport lounge access, concierge services, and special privileges at select hotels and restaurants worldwide.

ANNUAL FEE
₹0
REWARD RATE
11% - 15%
CATEGORY
Lifestyle

This card is perfect for you if...

You travel frequently and value airport lounge access as an essential perk

You enjoy dining out and want to maximize rewards on restaurant spending

You're looking for exclusive lifestyle benefits and premium shopping offers

You want personalized concierge services to enhance your lifestyle

You seek travel insurance and protection during your journeys

You prefer a card with flexible redemption options for your rewards

Key Benefits

Welcome Bonus

None

Rewards

Retail Spends

1 RP per ₹100 spent

POS & Contactless transactions

10X or 5X RP

Rewards Structure

Retail Spends

1 RP per ₹100 spent

POS & Contactless transactions

10X or 5X RP

Pros

  • Allows customization

  • 5% cashback on retail spends

  • Credit shield coverage up to ₹1.5 lakh

  • 1% fuel surcharge waiver

Cons

  • No concierge services

  • No reward points on cash withdrawals, fuel, EMI transactions

  • ₹99 reward redemption fee

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Still Confused Which Card to Choose?

At Plutus, we understand that selecting a credit card from countless options can be overwhelming. Choosing the right card is like entering a long-term financial relationship, it needs to match your lifestyle and support your goals. We're here to help you make that perfect match with personalized comparisons and expert insights.