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Axis Bank IndianOil Credit Card

Axis Bank IndianOil Credit Card

Banking Partner

Axis Bank

Network

VISA

A premium credit card designed for discerning individuals who value exceptional travel perks. Enjoy complimentary airport lounge access, concierge services, and special privileges at select hotels and restaurants worldwide.

ANNUAL FEE
₹500
REWARD RATE
11% - 15%
CATEGORY
Fuel

This card is perfect for you if...

You travel frequently and value airport lounge access as an essential perk

You enjoy dining out and want to maximize rewards on restaurant spending

You're looking for exclusive lifestyle benefits and premium shopping offers

You want personalized concierge services to enhance your lifestyle

You seek travel insurance and protection during your journeys

You prefer a card with flexible redemption options for your rewards

Key Benefits

Welcome Bonus

100% cashback up to ₹250 on fuel transactions

Rewards

Fuel Spends at IOCL

20 reward points per ₹100 spent

Online Shopping

5 reward points per ₹100 spent

Other Spends

1 EDGE Point per ₹100 spent

Rewards Structure

Fuel Spends at IOCL

20 reward points per ₹100 spent

Online Shopping

5 reward points per ₹100 spent

Other Spends

1 EDGE Point per ₹100 spent

Lifestyle Benefits

Dining

15% discount at partner restaurants in India

Pros

  • 100% cashback up to ₹250 on all fuel transactions

  • 1% fuel surcharge waiver

  • 15% discount at partner restaurants via EazyDiner

  • 5 reward points on online shopping

Cons

  • Dining benefit available on minimum order of ₹1500

  • Maximum surcharge waiver ₹50 per statement cycle

  • GST charged on fuel surcharge is non-refundable

  • Limited redemption options for reward points

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Fuel

Annual Fee

₹500

Reward Rate

0.5%

Still Confused Which Card to Choose?

At Plutus, we understand that selecting a credit card from countless options can be overwhelming. Choosing the right card is like entering a long-term financial relationship, it needs to match your lifestyle and support your goals. We're here to help you make that perfect match with personalized comparisons and expert insights.