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HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card

Banking Partner

HDFC Bank

Network

Mastercard

A premium credit card designed for discerning individuals who value exceptional travel perks. Enjoy complimentary airport lounge access, concierge services, and special privileges at select hotels and restaurants worldwide.

ANNUAL FEE
₹2500
REWARD RATE
11% - 15%
CATEGORY
Travel

This card is perfect for you if...

You travel frequently and value airport lounge access as an essential perk

You enjoy dining out and want to maximize rewards on restaurant spending

You're looking for exclusive lifestyle benefits and premium shopping offers

You want personalized concierge services to enhance your lifestyle

You seek travel insurance and protection during your journeys

You prefer a card with flexible redemption options for your rewards

Key Benefits

Welcome Bonus

Gift voucher equivalent to fee amount ₹2,500, Club Vistara Silver Tier & MMT Black Elite on ₹1L+ spends in 90 days

Rewards

Retail Spends

4 RP per ₹150

Marks & Spencer, Myntra, Reliance Digital, Nykaa

20 RP per ₹150

Rewards Structure

Retail Spends

4 RP per ₹150

Marks & Spencer, Myntra, Reliance Digital, Nykaa

20 RP per ₹150

Lounge Access

Domestic Airport Lounge

12 Complimentary visits per Year

🇮🇳

International Airport Lounge

12 Complimentary visits per Year

🌎

Pros

  • Free Club Vistara Silver Tier & MMT Black membership

  • 5X reward points on select categories

  • Free travel insurance up to ₹1 crore

Cons

  • High annual fee

  • No reward points on fuel transactions

  • Limited entertainment and golf benefits

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Still Confused Which Card to Choose?

At Plutus, we understand that selecting a credit card from countless options can be overwhelming. Choosing the right card is like entering a long-term financial relationship, it needs to match your lifestyle and support your goals. We're here to help you make that perfect match with personalized comparisons and expert insights.