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IDFC FIRST Bank Club Vistara Credit Card

IDFC FIRST Bank Club Vistara Credit Card

Banking Partner

IDFC First Bank

Network

Mastercard

A premium credit card designed for discerning individuals who value exceptional travel perks. Enjoy complimentary airport lounge access, concierge services, and special privileges at select hotels and restaurants worldwide.

ANNUAL FEE
₹4999
REWARD RATE
11% - 15%
CATEGORY
Travel

This card is perfect for you if...

You travel frequently and value airport lounge access as an essential perk

You enjoy dining out and want to maximize rewards on restaurant spending

You're looking for exclusive lifestyle benefits and premium shopping offers

You want personalized concierge services to enhance your lifestyle

You seek travel insurance and protection during your journeys

You prefer a card with flexible redemption options for your rewards

Key Benefits

Welcome Bonus

1 Free Premium Economy Ticket Voucher

Rewards

Base Reward Rate

6 CV Points per ₹200 spent

Milestone Benefits

Spend: ₹1.5 Lakhs

Bonus: 1 Premium Economy Ticket Voucher

Spend: ₹3 Lakhs

Bonus: 2 Premium Economy Ticket Vouchers

Spend: ₹4.5 Lakhs

Bonus: 3 Premium Economy Ticket Vouchers

Spend: ₹9 Lakhs

Bonus: 4 Premium Economy Ticket Vouchers

Spend: ₹12 Lakhs

Bonus: 5 Premium Economy Ticket Vouchers

Rewards Structure

Base Reward Rate

6 CV Points per ₹200 spent

Milestone Benefits

Spend: ₹₹1.5 Lakhs

Bonus: 1 Premium Economy Ticket Voucher

Spend: ₹₹3 Lakhs

Bonus: 2 Premium Economy Ticket Vouchers

Spend: ₹₹4.5 Lakhs

Bonus: 3 Premium Economy Ticket Vouchers

Spend: ₹₹9 Lakhs

Bonus: 4 Premium Economy Ticket Vouchers

Spend: ₹₹12 Lakhs

Bonus: 5 Premium Economy Ticket Vouchers

Lounge Access

Domestic Airport Lounge

2 Complimentary visits per Quarter (Spend 20000 in a Quarter)

🇮🇳

International Airport Lounge

1 Complimentary visits per Quarter (Spend 20000 in a Quarter)

🌎

Pros

  • Generous reward points on eligible spending

  • 1 Free Premium Economy Ticket Voucher

  • 12 free airport lounge visits

  • Travel insurance and cover benefits

Cons

  • High annual fee of ₹4,999

  • No fuel surcharge waiver

  • No reward points for EMI transactions or cash withdrawals

  • Limited redemption options for CV points

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Still Confused Which Card to Choose?

At Plutus, we understand that selecting a credit card from countless options can be overwhelming. Choosing the right card is like entering a long-term financial relationship, it needs to match your lifestyle and support your goals. We're here to help you make that perfect match with personalized comparisons and expert insights.